#oneletteroffmovies

Twitter had an interesting trending topic this weekend, #oneletteroffmovies. It’s amazingly hilarious, if you take the title of a popular movie and change a letter if you have the brains. Not being satisfied with the stupid responses lately on twitter, I compiled my own list of #oneletteroffmovies (though also including some from twitter).
Some NC-17 content also awaits you in the list, so read ahead at your own risk. You have been warned.

1) My best friend’s weeding
2) Beauty and the breast
3) Mobsters, Inc.
4) Fight cub/ Flight club
5) Top gum/ Toy gun
6) Jurassic pork/ Jurassic dark/ Jurassic bark
7) Malice in wonderland
8 ) School of cock
9) French Kids/French piss
10) Porn on the fourth of July
11) Fat and furious/ fast and curious
12) Apocalypse, wow/ Apocalypse, how
13) Terminator 2: Judgement gay
14) The deported/ She departed
15) Full mental jacket
16) No country for bold men
17) Boy story/ Joy story
18) Shaving private Ryan (Although Shaving Ryan’s privates is a better title)

Just a couple of hindi movies as well :

19) Jab we met becomes: Jab me wet (Okay, technically it’s two letters but who cares)
20) Gandhi becomes Aandhi (Okay, technically it’s not a hindi movie but who cares)

Tell me which ones were the best, and which ones were humorless. Also add some more in the comments, if you can come up with a #oneletteroffmovies list as well.

Read more: http://www.anujrathi.com/#ixzz0j5vQGP8J

My nomination for the first Lufthansa A380

My nomination for the first Lufthansa A380: "The A380 the new Lufthansa flagship, a special experience, the Lufthansa A380. Find out more about the fascination of a new era in air travel. Take part, Raffles, Downloads, Photos, Video, Gallery, First Flight in 2010."

Ajit Jain: The Indian in Warren’s Investment Buffet

Via: indoamerican-news.com

OMAHA (Outlook): Warren Buffett certainly knows a thing or two about making the right investments. In 1986, when Indiaborn Ajit Jain gave up his job as a consultant at McKinsey for new challenges at Berkshire Hathaway, Buffett was quick to recognise the worth of his new colleague. In his letter to shareholders at the investment holding company last month, Buffett wrote: “Very quickly, I realised that we had acquired an extraordinary talent. So I did the logical thing: I wrote to his parents in New Delhi and asked if they had another one like him at home. Of course, I knew the answer before writing. There isn’t anyone like Ajit.”

Berkshire Hathaway’s third major insurance operation is Jain’s reinsurance division headquartered in Stamford, Connecticut, and staffed by 31 employees. “This may be one of the most remarkable businesses in the world, hard to characterise, but easy to admire,” Buffett said. “From year to year, Ajit’s business is never the same. It features very large transactions, incredible speed of execution and a willingness to quote on policies that leave others scratching their heads. When there is a huge and unusual risk to be insured, Ajit is almost certain to be called.”

Such lavish praise from the man Forbes magazine branded the richest in the world in 2008 has once again set tongues wagging: Does the 79-year-old ‘Oracle of Omaha’ intend to appoint Jain as his successor?

To some, Buffett appeared to signal as much when he went on to add “a final post-script on BHAC (Berkshire Hathaway Assurance Co)”. “Who, you may wonder, runs this operation? While I help set policy, all of the heavy lifting is done by Ajit and his crew. Sure, they were already generating $24 billion of float along with hundreds of millions of underwriting profit annually. But how busy can that keep a 31-person group? Charlie (Charles Munger, vice chairman, Berkshire Hathaway Corporation) and I decided it was high time for them to start doing a full day’s work,” he wrote.

Speculation that Jain will fill Buffett’s shoes has been gaining steam for a few years now. In 2006, the International Herald Tribune carried a story with the headline: ‘Ajit Jain has Buffett’s ear—and may have his job when he’s gone’. Indeed, Jain is among a handful of candidates seen most likely to succeed Buffett. Other potentials often cited are Richard Santulli, who runs NetJets, an operator of private jets; David Sokol, chief executive of Berkshire’s MidAmerican Energy Holdings; and Tony Nicely, chief executive of the company’s GEICO car insurance unit.

Jain’s assistant Beverly Ward told Outlook that he was travelling and unavailable for an interview. But given his past responses to similar media requests, the selfeffacing Jain would have likely declined to comment had he been available. “Mr Jain doesn’t usually do interviews,” Ward explained. In 2006, while declining to comment on similar succession speculation, he had told the IHT in an e-mail message that showcased his self-deprecating humour: “It is undoubtedly the case that any disappointment I have caused you by declining the interview is far less than the disappointment I would have caused you by granting it.”

Author Robert P. Miles has a stack of books on Buffett to his credit. In one of these—The Warren Buffett CEO: Secrets from the Berkshire Hathaway Managers— Miles describes Jain as the “accidental manager”. Born in India in 1951, Jain earned his engineering degree at IIT, Kharagpur. “Even though I enjoyed being an engineer and looked forward to engineering as a profession, I very quickly realised that engineers— certainly in India, but also here in the United States—end up being shortchanged. I was working six days a week and making a quarter of what people in sales and marketing were getting paid. So I figured that if I couldn’t beat them, I’d join them,” Jain told Miles.

At the urging of one of his supervisors in India, Jain went on to study at the Harvard Business School. After getting his MBA in 1978, he joined McKinsey and Co as a management consultant. Fed up with his job, Jain quit in 1981 and returned to India. Following an arranged marriage, it was Jain’s wife, Tinku, who pushed him to return to America, where his former employer McKinsey promptly snapped him up.

In 1986, at the urging of his former boss, Michael Goldberg, Jain joined Berkshire Hathaway. The rest, as they say, is history. Jain is second only to Buffett in his revenue-generating abilities at the company. In the spring of 2001, Buffett wrote in his annual ‘Chairman’s Letter to Shareholders’: “It is impossible to overstate how valuable Ajit is to Berkshire. Don’t worry about my health; worry about his.” Miles notes that Jain is known for “closing the largest sale in reinsurance history, but no deal is too small for him. He will still get in his car to capture a $1 million insurance agreement”.

He describes Jain’s small office as cluttered full of papers and documents at the time of their meeting. “Ajit is very frugal— maybe even more so than Buffett. At the time of our interview, he hadn’t replaced his secretary in three months, and was retrieving his own e-mail and booking his own travel reservations.” In an interview with Outlook, Miles described Jain as a regular guy. “Ajit is a kind man, someone who you would enjoy having a cup of coffee or tea with,” he said. “He is obviously a brilliant man, having graduated from IIT, but not all intelligent men are friendly like Mr Jain.”

Industry insiders describe the relationship between Buffett and Jain as extremely close. Miles says the two talk on the telephone every day, usually in the afternoon. “They talk about the insurance risks being considered and the appropriate premiums to charge. Many of the deals Mr Jain does are one-off or one of a kind insurance policies that only Berkshire Hathaway has an appetite for. Deals like insuring the Salt Lake City Winter Olympics, or Pepsi $1 Billion Dollar Chimpanzee Challenge or (baseball star) Alex Rodriguez’s $250-million disability insurance contract,” he says.

“Do first-class business in a first-class way. Work hard. Be smart. Manage little,” is how Miles describes the common ground between the two. Jain is not easily distracted by chatter about succession plans at Berkshire Hathaway. But Buffett’s frequent praise for Jain only helps fuel the speculation. When asked outright at a press conference whether he intended to appoint Jain as his successor, Buffett quipped: “I still do talk to him every day.... That’s how I get smarter.”

- By Ashish Kumar Sen

How Insurance Agents Cheat Customers?

Via: indianmoney.com

Consider a situation you pay 500 rupees for a pen which has the name “PARKER” on it. You go home and take out the pen to write. It comes as a shock to you when you see that this pen has a refill of Cello Gripper inside. You start fuming and rush to the shop and yell at the shopkeeper. The shopkeeper says that he never guaranteed you about that pen and you never asked for a guarantee, and shows the board which reads “goods once sold cannot be returned or exchanged”.

You may say that this situation is an exaggerated one but this is somewhat very similar to what happens in the insurance industry when claims of policy holders are rejected.

All the organizations in the world have a rule book which decides the actions that all the employees have to perform and which differentiates DO’s and Don’ts and insurance companies are not an exception to this. Each and every country has a regulating body to monitor and regulate the insurance companies. In India the regulating body is IRDA (Insurance Regulatory & Development Authority). As it happens in almost all businesses even this industry has got some disputes and many times in the news paper we see policy holder suing his insurance provider. Now there may be many reasons for such a thing happening and one of the factor which is widely accepted and debated is the role of the insurance agents. There have been many reports where the insurance agent has not provided the complete information or unwanted information or mis-informed the prospective customer in order to close the sales. As a result of this policy holder is at the receiving end when his claims are rejected by the insurance companies.

Some of the reasons why the insurance agents lie to prospective customers are;

• Insurance agents are only bothered about commission that they will be getting once they get the deal done.
• They do not have the full knowledge of the product that they are selling hence they end up giving false information to the customer.
• They are afraid of the awkward questions that the customer can shoot at them while they are explaining about the product to customer.
• They are under the pressure of their boss and are trying to reach the sales targets.

Although we have given some of the possibilities these cannot be generalized. It cannot be concluded that all theinsurance agents are alike. There are some who have taken their work seriously and have come up in this field, but we cannot disagree with the fact that the attrition rate is pretty high in this particular field which leads to companies recruiting people very often and which results into this situation.

There are various situations during which the prospective customer is foxed by the insurance agent. In this article we will be discussing some of them and try to find out the ways by which we can overcome such situations.

Good morning sir, I’m calling from X company. Recently we have launched policy named…….

We all receive such calls day in and day out. The only answer that the receiver should say is “I’m not interested”. Have no doubts the lady speaking on the other side will have a very sweet voice but our concern is we are the ones who will be investing our hard earned money. A basic rule put down by IRDA is that to sell a policy you should have passed the exam conducted by the same body. Now the person who is speaking over the phone with the client may or may not have this certification and most of the times it’s seen that they don’t have any certification. They will just try to persuade you to accept to the offer and collect all the details of your credit card number. If you give all the details you will blame yourself whole life for doing that. The person calling us may not have any certification and hence experience and will not have the full knowledge of the policy that she is selling to customer. In the process they end up over promising or adding some of the features or do not give you the full details.

Sir you will be getting back 5% of the premium amount in the first year….

This will be also one of the greatest lies and the most often heard by customers. Not only this along with this agents will add up sentences like “you are the selected one” or “our company is giving this offer only for this month” or “limited period offer”. Agents will say anything and everything to lure the customer which in reality will be far from the truth. This will be utter lie more than 90% of times. We know that insurance agents get commission for business that they have got for the company. Commission is decided on percentage basis. For example an agent sells a policy of 3,00,000 rupees and if the commission is 2% then he will be getting commission of 6000 rupees. Now if the premium that customer pays for the first year is 10,000 rupees and agent has told the customer that 10% of premium is refunded, and then the amount will be 1000 rupees. Agent won’t mind paying one thousand when they can get 5000 rupees because of that one policy.

Sir you just need to sign here I will manage all the other documents…..

This is one of the dialogues which insurance agent says. He will take your sign and then move. But have you seen the offer document, illustration sheet, prospectus etc. if no then there is always a possibility that you may have missed something which would obstruct you from claiming the insurance money later. Never ever just sign on any piece of paper that the agent gives you. Go through all the documents that he is showing you make sure that you have read all the clauses that are printed and then only go ahead and sign.

Sir you pay the first premium now. I will get all the documents tomorrow and get your signature….

If the insurance agent tells you this then you may have a loud laugh at it. Do not agree to all that he says. What if tomorrow he comes to you with documents in which it has been printed that your insurance cover is for 4 lakhs whereas on the previous day agent had said that it would provide cover of 6 lakhs. You may feel that these things will never happen, but there have been many instances where such cases have occurred and the policy holders have taken a legal action and have got justice. This would take a lot of your valuable time and energy. That’s the reason it is always better to prevent than to cure.

Sir this policy covers even you treatment charges…..

There are health insurance policies and they cover your treatment charges. Insurance agents sell these to customers and this is the only dialogue that they tell them. If the customer knows about insurances then he will surely ask agent about all the diseases that this particular policy covers. If in case you get any disease not covered under this policy then you will have to shell out your own money for the treatment. Hence it becomes very important for a customer to know of all the diseases that policy covers. What is the use of taking a medical insurance policy which does not cover diseases such as diabetes, arthritis, brain tumor etc and your family has had a history of diabetes. It is very important because there are various policies such as Mediclaim, GIC’s medical insurances policies which does not cover a host of diseases ranging from asthma to hypertension. Customer should go through the fine print very carefully.

Now-a-days idea of just opting for insurance cover is getting outdated. Due to want of earning more and more money and advancement of financial system there has come an investment which will take care of both your investment and insurance cover, its ULIPS (Unit Linked Insurance Plan). Let’s look at some of the things that agents say while selling ULIPS.

Sir this plan will give guaranteed returns….

This sentence is used to attract the customers because agents know that customer will definitely fall for this sentence. One thing the customer needs to understand that there are more than ten investment avenues that will give you guaranteed returns, the reason why you have opted to invest here is you want more returns and insurance cover. Customer must enquire about the premiums paid to existing customers. If it’s not suiting your investment objectives then opt for another plan or approach for another service provider.

Sir this plan has given 36% returns over last four years.

At the outside the percentage looks damn good and attractive for a customer to opt for this plan. But they have to be careful and not fall for the percentage figure, because what he is saying is the total returns given over the four years. Using a concept called as CAGR (Compounded Annual Growth Rate) you can easily say that agent is fooling you.

(1+i)4 = 1.36

1+i = 1.0799

i = .0799 or 7.99%

Once you dissect the figures you get to know that all he is saying that plan is giving you returns of 7.99% per year. Most of the investment avenues assure you more than this one.

Sir you can stop paying premium after three years….

The truth is that the period that agent is referring here is lock in period and an investor can stop paying the premium even before three years. ULIPS are considered to be long term investments and agent is telling customer that he may stop paying premium after three years which is against the investment objectives.

Some preventive steps that customers can take are

• Make your agent explain the fine print to you. Fine print contains all the terms and conditions and if the agent can explain you all that and if you are satisfied then go ahead with the plan. Customers have the right to learn all the properties or characteristics of the products that they have been offered.

• Best thing is to buy the policy from an experienced agent.

• Note down all the documents that have to be produced by the customer in order to claim the policy money.

• Remember if you don’t get justice here or feel that you have been cheated by the company or agent then you can go to the redressal committee.

Google > Microsoft > Yahoo!

Google Buzzzz way!

Via: thedoghousediaries

I LOVE RAIN!!!!

Bus Day @ namma Bengaluru

February 4th, 2010 was observed as the first Bus Day here in Bengaluru. And is scheduled/planned to happen every month on the 4th.

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What is this Bus Day?

It is a daylong event promoting ‘Public Transport’ in the city of Bengaluru on February 4th, 2010. It is an event calling all the citizens of Bengaluru to use the ‘Public Transport’ on Feb 4th for all their daily commute in the city.

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What is so special about bus day?

Bus day is suggested by few enthusiast citizens (members of Praja as well). The idea behind Bus day is to observe the changes which can be brought in the city in following respect · Environment · Traffic Situation · Health of individuals · Perception

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Success Story: (experts from DH)

Pollution levels dropped on Bus Day

There is clearly a need for more ‘Bus Days’ in the City as the first such venture by the BMTC on Thursday saw a marked slump in the level of pollutants in the atmosphere.

An analysis of ambient air quality levels before, during and after the ‘Bus Day’ was conducted. The KSPCB mobile laboratory was stationed for eight hours on February 2, February 4 (Bus Day) and February 5. The monitoring was carried out from 10 am to 6 pm on all the days.

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Additional Info: Poster (Click) | Bus Day Route map (Click)

Certificate of completion

Madhukar BR

Chk this - most downloded torrents!

was dumbfount when i saw that Islam related stuffs where the most downloaded torrents! check the screenshot!

Can we save the earth? Verdant Kodagu at the mercy of smugglers, poachers.

Climate change is already altering the world's rich natural heritage and threatening countless species, including sea birds, butterflies, sea turtles, wild cats, fish, and scores of trees across the landscape. More destruction of our natural resources like the forests is un-acceptable.

If we don't act now to dramatically reduce our greenhouse gas emissions, thousands of species across the world are doomed.

Its sounds suspicious about the state ruled current government as the CM himself holds the post of forest minister also! what an unethical and social culture our so called leaders have. As others say the road is being constructed to help the smugglers amuggle the goods easily across the border between Kerala and Karnataka.

I urge you to support an economy-wide support in saving our forests and wildlife by taking necessary action to stop the Road being build inside the Pushpagiri wildlife sanctuary in Kodagu district.

TAKE ACTION :: http://www.thepetitionsite.com/1/save-pushpagiri :: NOW

more info:

below article is from Deccan Herald. (dated: 29 June, 09 - Page No. 5)

http://www.hindu.com/2009/01/02/stories/2009010258270300.htm

http://www.dnaindia.com/bangalore/report_central-panel-upset-over-road-works-in-sanctuary_1257369

A.R. Rahman issues statement on Michael Jackson's death.

I am shocked at the untimely passing away of Michael Jackson, one of the greatest musicians of our time.

MJ, for most of our generation was an icon who made uncompromising music. He pushed the milestone of Pop music to unbelievable levels through the 80s and 90s. I am yet to find an artist with that energy, perfection and vision.

I met him personally after the Oscars in Los Angeles and we vibed very well. He said that he loved India and the Indian people. He said he heard good things about me and he was praising the chord progression of Jai Ho's chorus. He was bursting with energy and told me that every dance move he did,came from his soul and did a five second stunning example. It was like a lightning strike :)

He was concerned about developmental issues such as Global Warming and about wars and its damages to the human community. He asked me to compose a unity anthem on the likes of "We are the World " for him. I nodded in awe...!

He introduced me to his three lovely bright kids. The kids told him "I love you dad" and he replied “I love you more” as a proud father.

I wished him well for his concerts and he said “God Bless you”.

After hearing the shocking news I wished it was another rumor which would fade away soon. It took me time to believe that he is no more.

I remember, my late sound engineer Sridhar had brought me a video of the premiere of "Remember the Time" when I was recording "Kadal Rojave" for my first movie Roja. Seeing it inspired all of us that afternoon.

Now, there is no Sridhar and no Jackson anymore. I hope all of us value people's existence more and respect them when they are alive.

LIFE IS SHORT...! Artists and their art live for ever. Jai Ho, MJ !

We love you for your music, regardless of all the controversies!

A.R. Rahman | 25 June, 2009.

Via: arrahman.com

Make erring cops pay : Praveen Sood, additional commissioner of traffic

Not knowing this may leave a big hole in your pocket
Information you cannot miss out 

If you are getting caught quite often by Bangalore's traffic police, then this will be the article you cannot miss out on. From now onwards, the Traffic Police cannot catch a motorist just to examine the driving license or vehicle documents. He can catch you only if you have violated any traffic laws or if you are driving drunk. 
Remember that when caught for traffic violation, the fine you pay must be limited to the violation. In other words, the police can't bloat the bill saying that you have no insurance cover or emission certificate, etc.
Many motorists do not know this. According to the State's Road Transportation Act, no policeman can slap a penalty on you just because you have no insurance or emission certificate. If you have not purchased insurance cover for your vehicle, then the police officer must issue a notice, not impose penalty. You must be given 15 days' time to purchase insurance cover and one week for obtaining the emission certificate. Days later, meet the sub-inspector at his station with the insurance cover or emission certificate, so that he will annul the charge at once. Police can fine you only if you fail to produce these documents within the stipulated period. If your vehicle is brand new, then you need not bother about obtaining the emission certificate for one full year.
In response to a question as to why policemen fine people instantly without giving them time to obtain insurance cover or emission certificate, Additional Commissioner for Traffic Praveen Sood said, "Yes, it is a mistake. People must force policemen to issue notice or complain to me at least the following day. I have suspended the Indiranagar sub-inspector for catching people for silly reasons," he said.
The best way to teach the police a lesson is filing a written complaint with their higher officials and, a week later, using the Right to Information Act (RTI) to know the action taken against them. 
Remember, any question or application filed under RTI cannot be ignored and no official is bold enough to ignore the RTI Act.
Praveen Sood  (Additional Commissioner for Traffic) - 080 22942276. 

Source : link
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Make erring cops pay : Praveen Sood, additional commissioner of traffic (Thursday, May 14, 2009 11:08 IST)

Traffic police personnel stationed near traffic signals are only allowed to book motorists driving rashly or jumping red lights, additional commissioner of traffic Praveen Sood clarified on Wednesday. The officer made this statement following complaints of traffic police personnel stopping and checking vehicular documents in such areas, causing jams in the process.
Admitting that such exercises may result in disruption of the traffic flow, he said, "Police personnel deployed for enforcement of rules near signals are not allowed to stop vehicles for any reason other than jumping traffic lights and negligent behaviour, which includes talking on the phone while driving." Any traffic policeman, who is caught stopping vehicles for reasons other than these, is liable to be punished, he said.
Stating that he has given strict instructions to his staff to book cases of rule violations and negligent driving, Sood said that at least five enforcement cameras, apart from 80 surveillance cameras, have been installed at traffic signals to apprehend offenders.
"Persons caught on camera will be issued notices," Sood said. Strict action will also be taken against motorists who park on zebra crossings, break lane discipline and violate other rules, he added.
"But then, if motorists come across any erring policemen, they may come to my office to lodge a complaint or register it on the Bangalore City Traffic police website: http://bangaloretrafficpolice.gov.in," he said.

Source : link
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if anyone uses the landline number provided pls let me know if it is working!.. thanks!

ISSUED IN PUBLIC INTEREST - a mail i received

BEWARE OF THESE BANKS

Looking at the rising complaints against ICICI Bank, Citibank, and Standard Chartered Bank , we request consumers to properly read their documents and keep a record when dealing with these banks, especially regarding credit card and housing loan. These three banks are biggest defaulters and do not resolve consumer problems easily. Be aware of their terms in writing. Keep a perfect record of all correspondence with them. If they do not agree to written communication, immediately stop their services. If you ask some nationalised bank to take over the housing loan from ICICI Bank, even after paying full amount, you will not get back your original documents for months. You will be told that the documents are in Mumbai and they are trying to retrieve the same. This is the answer you get everyday.

BEWARE OF NOKIA

Nokia assures that their handset is covered under insurance. They even provide a certificate of insurance. But the condition is that if the handset is lost/stolen, you have to lodge an FIR to seek claims. The catch here is that the police station does not lodge FIR for loss of handsets, they only register NC. So you will never get insurance claims on basis of NC.

Nokia is selling some of its degraded products that have software problems. If you come across such problem in a new set, do not waste your time in running around service centres as it is not going to help much, ask for a replacement with a new set. All those who have purchased 3230 set, have experienced that there was software problem in every set. Nokia is simply dumping the sets, which can not be sold in other countries.

BEWARE OF AIR DECCAN

Their confirmed bookings are highly unreliable and of no guarantee that you will be allowed to fly . The booked tickets get cancelled without intimation to consumer only to be known by him when he goes to the airport to catch his flight. You will not get refund immediately, if you have booked your ticket through credit card. If you call up their call centre, if you press numbers relating to refund, you will not be attended at all even if you try for hours together. If you talk to somebody regarding refund, you have to press options relating to ticket booking, so that someone will attend to you. Then you can ask for refund. They are following very good trick.

BEWARE OF COUNTRY CLUB, BANGALORE

They advertise that if you take their membership, a plot of land will be given free of cost near Golden Spa at Coconut Grove. Please note Golden Spa is 35 Kms from Bangalore and the said plot of land is over 100 Kms from Bangalore . Based on false promises and with arrangement with Citibank and ICICI Bank, this team cheats the consumers of his money by asking payments through credit card.

BEWARE OF PRIVATE BUS OPERATORS/TRAVEL AGENTS

If you book your ticket in a private bus operator, you will find that your seat is allotted to somebody else also. Many a times, though you have booked your ticket to some destination, you will dropped few kilometers away, if there are not enough passengers for your destination. Then you will have to depend on other services to reach your destination. Keep the records/proofs and give a complaint to the nearest police station, when you come back. If you find that the police is supporting the travel agent, immediately inform his higher ups or give a complaint to consumer forum. Always try to use government transportation services. They may be bad in service but will never cheat you.

BOOK TELESALES & RECOVERY AGENTS

If you receive unwanted advertisement / telemarketing call from any company or recovery agents. You will find it annoying especially when you are on roaming network. Ask their telephone number and report to the police. File a police complaint against the Chairman of the company.

BEWARE OF SOME HOSPITALS

If you happen to get admitted (or admit your family person/friend/relative) for any operation in any hospital, keep all the records. Even if the doctor scribbles any information on a piece of paper and give it you, please keep it with you. In future, for your bad luck, if some adverse thing happens due to wrong dialysis or wrong operation, these things will come handy to fight it in a court. Please be clear that consumer forums are not of much help to you because they do not have good doctors in their panel. Many a times they do not have any doctors in their panel and even if they have, a doctor in the panel will try to help a doctor. In such a case you will have to fight tooth and nail. Hence keep all the records/proofs with you carefully.

BEWARE OF TATAINDICOM BROADBAND and WIRELESS FIXED TELEPHONE

Their promises to get you a broadband connection within a week is not to be relied upon. Once your money is stuck (about Rs. 2000), it takes lot of pains to recover it back. If you book Wireless fixed telephone, the Tataindicom sales person will tell you that you can send/receive fax, send/receive e-mails in other service providers' account also (for example vsnl, touchtel etc). Once you install the telephone, you will find that the instrument can not support fax machine even if connected through EPABX, you will find that you can receive e-mails in other accounts and can not send e-mails at all. You have to send e-mails only through Tataindicom e-mail service.

CAREFUL WHEN DEALING WITH THESE COMPANIES / PRODUCTS

LIST OF WORST COMPANIES AGAINST WHOM WE RECEIVE COMPLAINTS VERY FREQUENTLY

AIRLINES: Air Deccan

BANKS: ICICI bank, Citibank, Standard Chartered Bank

BUILDERS: Parimiti Buildcon (Thane), Madras City Co-op Bldg. Soc (Chennai)

CARS: Tata motors, Hyundai

CREDIT CARDS: SBI credit card, Citibank, Standard Chartered

CELLPHONE SERVICES: Tata Indicom Broadband, Airtel, BPL mobile

HOME APPLIANCES: Videocon,

HOME BUSINESS: Kenya Star Tea

INSURANCE: National Insurance Co., New India Assurance, generally all private/Multinational Insurance Companies

MOBILE PHONES: Nokia 6260, 3230

TIMESHARE: Royal Goan Beach Club (Goa), Happy Home Constructions (Bangalore), Country Club India Ltd. (Bangalore)

TRANSPORTERS: Sky Packers and Movers (Mumbai), Packways Pvt. Ltd.(Mumbai), Sai Packers and Movers (Mumbai)

ARE U BEING HARASSED BY CONSUMER COURTS?

WE ARE GATHERING INFORMATION ON CORRUPT JUDGES, REGISTRARS & CLERKS

We have received many complaints from consumers that they are being harassed in the consumer courts when they go there to submit consumer complaint and attend hearings. They are not being served properly by the clerks, and the judges keep on giving hearing dates without arriving to judgment. These acts are contrary to the purpose of setting up of consumer courts that were basically meant to help the consumers. Please inform us if you have experienced or witnessed harassment or corruption. Inform us the exact time, date, and location of the incident in writing through duly signed letter. Your details will not be disclosed on this website, but you should be ready to co-operate when action against these people is initiated by nabbing them through proper channel.

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For further clarifications you may contact:

Sri.ARUN SAXENA

International Consumer Rights Protection Council

B-9/55, Vijay Nagari,

P.O . Kasarvadavali,

Thane (West) 400601

Mumbai - India

Kannada Websites Patti (List)

General Sites
http://www.kannadastore.com/
http://www.kannadakasturi.com
Kannada Wikipedia
http://www.vishvakannada.com/
http://www.kannada.com/
http://www.totalkannada.com/
http://www.my-kannada.com/
http://www.thatskannada.com
http://www.ourkarnataka.com/
http://www.karnatakarakshanavedike.org/
http://www.cs.toronto.edu/~kulki/kannada/kanindex.html
http://sify.com/kannada/
http://www.kannadaratna.com/
http://www.vishwabanku.org/
http://www.kannadasangha.com.bh/index.htm

Kannada History
http://www.ancientscripts.com/kannada.html
http://www.kamat.com/kalranga/kar/index.htm

Kannada Songs & films
http://www.kannadaaudio.com/
http://www.udbhava.com/
http://www.chirag-entertainers.com/
http://www.viggy.com/
http://www.indiaglitz.com/channels/kannada/
http://www.MusicIndiaOnline.org
http://www.chitraranga.com
http://www.chitraloka.com/
http://www.musicindiaonline.com/
http://www.hamaracd.com/hcdindia/asp/Kannada.asp?eid=4%2B3
http://www.angelfire.com/ar/kebballi/index.html
http://www.geocities.com/singer_ram/
http://www.cs.toronto.edu/~kulki/kannada/haadu.html
http://www.geocities.com/Hollywood/Boulevard/8329/
http://kannada.galatta.com/
http://nagathihallichandru.com/
http://www.achichu.com/Kannada-Songs/3.htm

Kannada Radio
http://kannadasongs.allindiansite.com/
Sify Radio
http://www.kannadaaudio.net/

Kannada Lyrics and Literature
http://www.kannadalyrics.com/
http://www.kannadasaahithya.com/
http://www.dasasahitya.org
http://www.missouri.edu/~physchan/kannada/kannada.html

Kannada Newspapers and Articles
http://199.74.239.15/udayavani/home.asp
http://www.kannadaprabha.com/
http://www.sanjevani.com/
http://www.prajavani.net/apr292005/home.php
http://www.vijaykarnatakaepaper.com
http://www.prajavani.net
http://www.eesanje.com/
http://www.kannadadhvani.com/
http://www.prakashaka.com/
http://www.sampada.net/
http://www.idukannada.com/

Karnataka Cook Book
http://www.bennett.com/curry/archives/cat_karnataka.php
Southern Kitchen

Karnataka Tour
http://kstdc.nic.in/
http://www.junglelodges.com/
http://www.mybangalore.com/
http://www.karnatakatourism.org/
http://www.tourisminindia.com/indiainfo/states/karnataka/index.htm

Cities & Places
http://www.explocity.com/bangalore.asp
http://www.karnataka.com
http://www.bangalore.com
http://www.bangaloreit.com
http://www.bangaloreonline.com
http://www.apnabangalore.com
http://www.bangalorebest.com
http://www.bangalorenet.com
http://www.children-of-bangalore.com
http://www.bangaloretelecom.com/
http://www.bangalorebio.com/
http://linux-bangalore.org/
http://www.educationbangalore.com/
http://bangalore.gnu.org.in/
http://www.cyberbangalore.com/
http://www.mybangalore.com/
http://www.bangalore-online.com/
http://www.iskconbangalore.org/2.asp
http://www.bangaloreyellowpages.com
http://www.koramangala.com/
http://www.bangalorelabs.com/
http://www.bwssb.org/
http://www.bangalore.travelmall.com/
http://www.harappa.com/post/bang.html
http://www.bangaloreonlineflorists.com
http://www.naveenmysore.com/mysore/mysore.htm
http://www.kamat.com/kalranga/mysore/jewelry.htm
http://www.mysorepalace.org/
http://www.mysoredasara.com/
http://www.mylibnet.org/
http://www.mysoresamachar.com/
http://www.mysore.nic.in/
http://www.starofmysore.com/
http://www.agumbe.com/
http://www.kodava.com/
http://www.yakshagana.com/
http://www.uni-mysore.ac.in/
http://www.geocities.com/Athens/2960/
http://www.mysore.net/history.htm
http://www.dharwad.com/
http://www.hubli.bsnl.co.in/
http://www.clickhubli.com/
http://www.bijapur.net/
http://www.mangalore.com/
http://www.mangaloreuniversity.ac..in/
http://mangalorecustoms.kar.nic.in/
http://www.mangaloredelicacy.netfirms.com/
http://www.mgl.stpi.in/index.html
http://www.udupipages.com/travel/mlore.html
http://www.mangalorecity.com/mlore.htm
http://www.mangalore-karnataka.com/

Others
http://www.kannadavrinda.org/
http://www.pampakannadakoota.org/
http://www.omniglot.com/writing/kannada.htm
http://cad.nic.in/users/mmh/kannada.html
http://members.tripod.com/~lingayat/index.html
http://www.baraha.com/kan_news/news019.htm
http://www.ekavi.org/kannada.html
http://www.ciil-learnkannada.net/
http://www.akkaonline.org/
http://www.geocities.com/kannadaganaka/
http://www.indianlanguages.com/kannada/
http://www.kannadakutaillinois.com/
http://www.clickhubli.com/kannadalinks.htm